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  • Walnut Creek 925-962-5600 | Santa Rosa 707-524-6131

We believe that personalized, long-term investment plans are essential to meeting to your goals. Our services are designed for clients who want to grow, enjoy, and protect their wealth over time.

Wealth Management Process

One of the most important components of any successful advisory relationship is truly understanding who you are as a person. That is why we focus on what is most important to you, both financially and personally.

We look at all the major aspects of your financial life, including your specific values and goals as well as your time horizon, income and liquidity needs and ability and willingness to take risk. Together, we will define your personal definition of financial success and work with you to translate this into prioritized goals.

As The Wealth Solution graphic below shows, we can help you address a wide variety of goals in a number of key areas.

Once we have discovered and understand what is most important to you, we work together to develop and implement a plan to help get you there.

Because life is never static, we closely monitor your plan and make sure that it always reflects your situation. In addition, as financial markets go up and down, we help manage the level of risk in your portfolio through periodic rebalancing.

graphicProcess

Discovery

One of the most important components of any successful advisory relationships truly understands who you are as a person. With our discovery process, we focus on what is most important to you, both financially and personally. Together, we will define your definition of financial success and work with you to translate this into prioritized goals.

Analysis

In order for us to thoroughly understand you situation, we will take a comprehensive inventory of your current financial position, including strengths as well as any gaps or improvements. We also analyze the effectiveness, composition and expenses of your existing profile. By analyzing specific items for action, we can make sure that your goals and financial situation are aligned.

Development

Based on the analysis, we can develop a long-term wealth plan focused on getting you from where you are today and where you want to be in the future. Through this process, we will address any items that need clarification and make alterations based on any additional information.

Implementation

The next step is the implementation of your plan. In addition to creating your investment portfolio, we also work with a team of financial professionals to address all the non-investment action items we’ve identified. You will receive an Investment Policy Statement, which documents what we have agreed to and assigns responsibly and accountability.

Monitoring

Your plan is never static. That is why we will make the discovery process part of our ongoing meetings so that your plan is always reflects your life. We will monitor your plan closely and provide you with clear and concise reporting. In addition, as financial markets rise and fall, your portfolio’s exposure to stocks, bonds, cash and other investments will tend to fluctuate as well. Through periodic rebalancing, we will make sure your portfolio maintains its target allocation which helps control the level of risk in your portfolio and minimizes emotional decision making.

Fee Schedule

Our first two meetings are always free. This gives us time to learn about each other and decide if we might be a fit.

The fee is based on the value of your investment portfolio that we manage and covers full wealth management services, including financial planning and investment management. Should we decide to work together, our fee schedule is shown on the right.

Investable AssetsAnnual Fee
First $1 Million1.00%
Next $1 Million - $2 Million0.80%
Next $2 Million - $5 Million0.60%
Next $5 Million - $10 Million0.40%
$10 Million +Negotiable

Fees are payable quarterly, in advance, based upon the portfolio market value at the end of the preceding quarter.