Financial planning is about more than assets, investments and net worth. It’s about you, what you would like to do with your money, and why. It’s about identifying your concerns, expectations and goals. It’s about how you feel and what you want.

ZRC’s comprehensive financial planning process helps address concerns such as health care costs, outliving your money, and the best time to file for Social Security benefits. The confidence meter helps you gauge how likely you are to reach your goals and whether you are on track. There is always something that can be done to improve your financial position and sense of security that does not involve making changes to your investment portfolio. This is one of the purposes of a financial plan: to understand what is under your control.

Sample Client Financial Plan