A personalized, long-view investment plan is essential if you want to grow, enjoy, and protect your wealth over time.
One of the most important components of a successful advisory relationship is the understanding of who you are and what is important to you both financially and personally.
This drives the creation of your investment plan. Together, we look at the major aspects of your financial life including your specific values and goals, time horizon, income and liquidity needs, and ability and willingness to take risk.
Jointly, we create your personal definition of financial success and work with you to translate this into prioritized goals.
Because life is never static, we closely monitor your plan and make sure that it always reflects your situation. In addition, as financial markets go up and down, we help manage the level of risk in your portfolio through periodic rebalancing.
Wealth Management Client Portal
The ZRC Wealth Platform provides you with a real-time view of your investments, including quarterly reports and other portfolio information.
Fee Schedule
There is no charge for our first two meetings. This gives us time to learn about each other and decide if we might be a fit.
The fee is based on the value of your investment portfolio that we manage and covers full wealth management services, including financial planning and investment management. For investors nearing retirement, we would expect that they have at least $1,000,000 in investable assets. For younger investors, we can expertly serve those that have less than $500,000. Unlike many wealth management firms, we do not charge a separate financial planning fee.
| Investable Assets | Annual Fee |
|---|---|
| First $1 Million | 1.00% |
| Next $1 Million - $2 Million | 0.80% |
| Next $2 Million - $5 Million | 0.60% |
| Next $5 Million - $10 Million | 0.40% |
| $10 Million + | 0.25% |
Fees are payable quarterly, in advance, based upon the portfolio market value at the end of the preceding quarter.
Design, Build, Protect
If you’re interested in learning more about how we work with clients and the services we provide, download our brochure.
